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Last updated: 30 September 2025

Regulatory Compliance

FluxPe maintains the highest standards of regulatory compliance across all jurisdictions where we operate. Our comprehensive compliance framework ensures secure, transparent, and legally compliant cross-border payment services.

Commitment to Compliance

As a financial technology company operating in the cross-border payments sector, FluxPe is committed to maintaining full regulatory compliance across all markets. We work closely with regulatory bodies, undergo regular audits, and maintain certifications that demonstrate our commitment to security, transparency, and legal compliance.

Compliance Certifications

RBI Guidelines

Certified

Fully compliant with Reserve Bank of India regulations for cross-border payments

Key Compliance Areas:

  • FEMA (Foreign Exchange Management Act) compliance
  • Know Your Customer (KYC) verification protocols
  • Anti-Money Laundering (AML) procedures
  • Real-time transaction monitoring and reporting

PCI DSS

Certified

Payment Card Industry Data Security Standard Level 1 compliance

Key Compliance Areas:

  • Secure cardholder data environment
  • Regular vulnerability assessments
  • Access control and monitoring systems
  • Network security and encryption protocols

ISO 27001

Certified

International standard for information security management systems

Key Compliance Areas:

  • Information security risk management
  • Continuous monitoring and improvement
  • Employee security awareness training
  • Incident response and business continuity

SOC 2 Type II

Certified

Service Organization Control audit for security, availability, and confidentiality

Key Compliance Areas:

  • Independent third-party security audit
  • Controls testing over 12+ months
  • Data protection and privacy measures
  • Operational effectiveness validation

GDPR

Compliant

General Data Protection Regulation compliance for EU operations

Key Compliance Areas:

  • Data subject rights implementation
  • Privacy by design principles
  • Data breach notification procedures
  • Cross-border data transfer safeguards

DPDP Act 2023

Compliant

Digital Personal Data Protection Act compliance for India

Key Compliance Areas:

  • Consent management frameworks
  • Data localization requirements
  • Individual rights protection
  • Data protection officer appointment

Regulatory Oversight

FluxPe operates under the oversight of multiple regulatory bodies to ensure comprehensive compliance:

Reserve Bank of India (RBI)

Primary financial regulator

All cross-border payment operations comply with RBI guidelines and FEMA regulations

National Payments Corporation of India (NPCI)

UPI and domestic payments oversight

Authorized participant in UPI ecosystem with full compliance certification

Securities and Exchange Board of India (SEBI)

Investment and securities regulation

Compliance with investment-related payment processing regulations

Ministry of Corporate Affairs (MCA)

Corporate governance and compliance

Full corporate compliance including annual filings and governance standards

Continuous Monitoring & Auditing

Internal Controls

  • Real-time transaction monitoring
  • Automated compliance reporting
  • Risk assessment frameworks
  • Incident response procedures

External Audits

  • Annual PCI DSS assessments
  • SOC 2 Type II examinations
  • Penetration testing quarterly
  • Regulatory compliance reviews

Transparency and Reporting

We maintain transparency through regular reporting and open communication with stakeholders:

Regulatory Reporting

Monthly and quarterly reports to RBI, NPCI, and other regulatory bodies covering transaction volumes, compliance metrics, and risk assessments.

Public Disclosures

Annual compliance reports, audit summaries, and certification status updates available to customers and partners.

Incident Reporting

Immediate notification protocols for security incidents, data breaches, or compliance violations with detailed remediation plans.

Compliance Inquiries

For questions about our compliance programs, certifications, or regulatory matters, please contact our compliance team:

Compliance Officer
info@fluxpe.com
+91-80-4242-4242
Risk Management
info@fluxpe.com
Available 24/7 for urgent matters

Important: For compliance violations or security incidents, please use our dedicated hotline available 24/7 at +91-80-COMPLIANCE.